http://www.lendingclarity.com/2007/01/15/creating-affordable-payments-part-v-pay-option-arms/ Home loans made easy Fri, 21 Nov 2008 20:09:21 +0000 http://wordpress.org/?v=2.3 http://www.lendingclarity.com/2007/01/15/creating-affordable-payments-part-v-pay-option-arms/#comment-13496 LendingClarity.com » Blog Archive » Creating Affordable Payments (Part V): Pay Option ARMs Fri, 18 Apr 2008 23:09:19 +0000 http://www.lendingclarity.com/2007/01/15/creating-affordable-payments-part-v-pay-option-arms/#comment-13496 [...] Read the rest of this entry » Bookmark this article: « Update on Short Sales and Taxable Debt Relief: Help on the Way Pouring Salt in the Wound: Freezing Home Equity Lines Instead of SubPrime Rates: » [...] […] Read the rest of this entry » Bookmark this article: « Update on Short Sales and Taxable Debt Relief: Help on the Way Pouring Salt in the Wound: Freezing Home Equity Lines Instead of SubPrime Rates: » […]

]]> http://www.lendingclarity.com/2007/01/15/creating-affordable-payments-part-v-pay-option-arms/#comment-93 LendingClarity.com » Blog Archive » The 5-year, Fixed-Payment, Option ARM–Meeting the Devil at the Crossroads Sat, 10 Feb 2007 17:55:51 +0000 http://www.lendingclarity.com/2007/01/15/creating-affordable-payments-part-v-pay-option-arms/#comment-93 [...] Don’t get me wrong.  In the right circumstances—a client with fluctuating income or a business owner with unpredictable cash flow—a neg am loan is a great tool.  As a former financial planner, I like neg am loans for their ability better manage cash flow and income taxes.  Read my article in the Creating Affordable Payments series.  But only one person in 50 has a valid reason to use one.   For everyone else, a neg am loan is a pact with the Devil. [...] […] Don’t get me wrong.  In the right circumstances—a client with fluctuating income or a business owner with unpredictable cash flow—a neg am loan is a great tool.  As a former financial planner, I like neg am loans for their ability better manage cash flow and income taxes.  Read my article in the Creating Affordable Payments series.  But only one person in 50 has a valid reason to use one.   For everyone else, a neg am loan is a pact with the Devil. […]

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